Solvang Bankruptcy Lawyer
Lompoc Chapter 7 Bankruptcy Attorney
At the Law Offices of Brenda A. Enderle, we bring experienced and knowledgeable counsel to individuals and businesses throughout the Santa Ynez Valley in certain bankruptcy matters. Before opening our practice, Ms. Enderle clerked with the US Trustee in San Diego. She also has an MBA in finance and can help clients quickly and accurately assess the financial implications of a bankruptcy filing.
Our Bankruptcy Practice
We focus our bankruptcy practice primarily on personal bankruptcy filings, but will handle business bankruptcy petitions under Chapter 7.
When you come to us for counsel in bankruptcy matters, we will first walk you through the “means test” established by the recent changes to the bankruptcy laws, to determine whether you qualify to permanently discharge debts under Chapter 7. If you do, we will carefully explain which debts may and may not be wiped out in Chapter 7, as well as what property you can protect from liquidation, so that you know what to expect and get the relief you need.
If you are not eligible for protection under Chapter 7, but still want the protections provided by the bankruptcy laws, we can help you file for reorganization under Chapter 13, helping you negotiate new payment arrangements with your creditors. We will work with you to formulate a reorganization plan and will review any proposed payment agreements from your creditors to ensure they are in your best interests.
We will handle all matters related to your bankruptcy petition, preparing and filing all necessary paperwork and acting as your advocate with creditors, the bankruptcy trustee and the court.